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Essential Guide to Having Your Affairs in Order: I have walked the path of a caregiver, experienced the death of my spouse, and dealt with the overwhelming number of decisions that needed to be made, at times with little or no information. And I can absolutely advise that the time to organize your affairs is now, regardless of your state of health, and before the emergency bells go off; and I can further advise that the time to seek qualified, professional assistance, in the form of a competent Financial Advisor, Attorney, and a CPA would also be now.